"To have a right to do a thing...

...is not at all the same as to be right in doing it." (Chesterton)

A new credit card aimed at poor people is released in the UK.
http://money.guardian.co.uk/news_/story/0,1456,1411444,00.html

"...the typical interest rate on the new Vanquis card will be 49.9%, but for
some customers the company judge as high risk, it will be 69.5%... The card also
has an annual fee of £19."

I favor capitalism as infinitely preferable to communism or socialism, and I think free markets are, generally speaking, a good idea. But moral people police themselves. And I can't help but regard the above as immoral.